ZeroPay Allows Online Shoppers to Shop Now, and Pay over 3 payments – with Zero fees, and Zero interest.


Apply for ZeroPay by following the quick and easy steps during checkout with instant approval. Pay for your shopping in 3 x Zero fees, Zero interest payments.

Zero guilt with 3 x Zero fee, Zero interest payments.

Whether it’s a big purchase or small purchase, ZeroPay makes your payments more convenient.

1st payment: Immediately.

2nd payment: End of the month.

3rd payment: End of the next month.

For more information, contact 087 2100 336 or


Visit for all the answers you need. Here are a few to help you get started.

1. How do I apply?

Complete the simple online application during checkout or on the ZeroPay website:

2. What are the qualifying criteria?

You need to be between the ages of 18 and 65, earn a minimum of R5 000 a month and be a responsible credit user (we check your credit record).

3. How long does the application process take?

If you qualify, your approval is instant as soon as the application has been completed! We recommend that you do the application before you go shopping, just to ensure you’re ready to go.

4. What is my spend limit?

You will be approved for a spend limit based on your application at approval and you will be able to spend once if you’re a first timer. This spend limit is customised to each shopper and is based on a few factors, including your payment behaviour.

5. How many times can I spend?

If you’re a first timer, you will be able to spend once until we get to know you. We reward good payment behaviour – we will let you know when your spend limit can be increased and free to shop again to your heart’s content!

6. How is the monthly instalment calculated?

Depending on the amount you spend, your instalments are split in 3 x, Zero fee, Zero interest payments.

7. Are payments really interest free?

Yes – it’s in our name! You will pay Zero fees and Zero interest (only if you pay on time).

8. How do I shop online?

If you’re a first timer, you will be able to complete your account profile during the check-out process. Zero hassles!

If you’re an existing ZeroPay shopper, simply check your details and complete your order on check-out.

9. How do I pay for my account?

You will load your chosen card details onto your ZeroPay account.

You can pay with any Debit, Cheque or Credit card (all Visa and Mastercard’s accepted) via our online secure payment gateway, Peach Payments.